Vehicle under two kinds of litigation exoneration clause the suitable standards and exoneration clause set itself needs to be further improved. 交强险免责条款在两类诉讼中的适用标准和免责条款自身设置上需要进一步完善。
Because of key concept vehicle exoneration clause is not clear, namely a third party, property damage, spirit of his compensation, driving without license, the scope of medical insurance is unclear, causing confusion. 交强险免责条款因重点概念不明确,即第三者、财产损失、精神抚慰金、无证驾驶、医保用药的范围不明晰,导致适用混乱。